📖 Bricklayer Guide
The Bricklayer’s Guide to Income Protection
Years of lifting catch up with everyone eventually. Here is how to make sure your income does not stop when your back does.
Get a Free Quote →Bricklaying is a numbers game played against your own body. The pay can be good, but the cumulative toll on backs, shoulders and knees is real, and there is no employer waiting in the wings with sick pay when it bites.
Income protection turns that risk into a fixed monthly cost — a small one, for most brickies — so a few months off does not become a financial hole.
Quick Answers
Bricklayer Cover — Quick Questions
Does it cover gradual wear-and-tear injuries?
Yes. It responds to injury and illness that stop you working, including the slow-build musculoskeletal problems that are so common in the trade.
I am paid through CIS — is that a problem?
Not at all. We calculate the benefit from your real CIS or self-employed earnings.
How fast can cover kick in?
You choose the wait. A short deferred period means the benefit starts quickly after you down tools, which is what most self-employed brickies want.
What does it actually cost?
Often less than people expect — frequently in the low double figures a month for a benefit that would genuinely keep the bills paid.
Good to know: This guide is general information to help you weigh up your options — it is not personal financial advice. Cover, premiums, exclusions and any tax treatment depend on your individual circumstances and the insurer’s assessment. LifeInsuranceForMe is an FCA-regulated insurance broker; speak to us for a recommendation tailored to you.