Regulatory Information

Life Insurance For Me is a trading style of More Than Money Ltd, who are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 1047044. You can check this on the Financial Services Register at fca.org.uk or by calling 0800 111 6768. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

How to check us on the Register

The Financial Services Register is the public record of every firm and individual the FCA authorises. We would encourage you to use it before dealing with any financial firm — including us. You can search our Register number 1047044 at fca.org.uk, or call the FCA on 0800 111 6768.

What a trading style means

Life Insurance For Me is a trading style of More Than Money Ltd. That means the advice and any recommendation you receive is provided by, and is the regulatory responsibility of, that authorised firm. The website brand exists so we can speak clearly to particular professions and circumstances; the regulated firm behind it, and the protections that come with it, are the same throughout.

Complaints and compensation

If something goes wrong, please tell us first so we can put it right — our complaints procedure explains how. If we cannot resolve matters to your satisfaction you may be able to refer the complaint to the Financial Ombudsman Service, and you may be entitled to compensation from the Financial Services Compensation Scheme if we are unable to meet our obligations. Eligibility depends on your circumstances and the type of business.

How we are paid

For protection business such as life insurance, critical illness cover and income protection, we are normally paid commission by the insurer whose policy you take out. That commission is paid by the insurer rather than added to your premium as a separate charge, and we will confirm the basis of our charges in writing before you take out any policy.