Insurance for the Self-Employed
No sick pay, no safety net — when you can't work, the income stops. We build cover around your real, sometimes variable, earnings.
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Self-Employed Professions We Cover
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Key Considerations
What Self-Employed Workers Should Think About
Being your own boss means carrying all the financial risk of illness or injury yourself.
No sick pay
Sole traders don't even get SSP; directors stop earning when off work.
Dividend income
Mainstream insurers often ignore dividends, leaving directors under-insured.
Variable income
Irregular earnings make a financial shock harder to absorb.
Personal exposure
Business and personal finances are closely tied — your mortgage is at risk.
FAQs
Common Questions
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What cover are you interested in? (Select all that apply)
🛡️ Life Insurance
Lump sum for your family if you die
💷 Income Protection
Replace up to 70% of income if ill
❤️🩹 Critical Illness
Lump sum on diagnosis
🏠 Mortgage Protection
Clear your mortgage if you die
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