Is your policy as good as you think it is?
Two policies at the same price can pay out very differently — the difference is buried in the condition wording. Get a free, plain-English review of the cover you already have.
How It Works
Three steps, no jargon
You tell us what you have. We do the analysis a comparison site can't.
Tell us what you have
Provider, rough start date and policy type is enough — you don't need the paperwork to hand.
We assess the cover, not just the price
Condition wording, definitions, children's cover, additional payments and exclusions — compared against what today's market offers someone in your situation.
You get the honest picture
What your policy does well, where it's weaker, and — if switching could help — exactly what you'd gain and what you'd lose.
What We Look At
What a cover quality review covers
The things that decide whether a claim is actually paid — most of which never appear on a price comparison.
Condition coverage
Which illnesses and events your policy covers — and which common ones it quietly leaves out. Older policies can differ from current ones by dozens of conditions.
Definitions & wording
Two policies can both say "heart attack" and pay out very differently. Severity thresholds, exclusions and definition styles decide real-world value.
Children's cover
One of the biggest quality gaps between policies — payment levels, age ranges and included conditions vary enormously.
Additional payments
Modern policies often pay extra amounts for specified conditions without reducing your main sum assured. Older policies rarely do.
Exclusions & conditions lost
Switching can silently drop conditions your current policy covers. We list anything you'd be giving up — before you decide.
Price vs quality
Only once the quality picture is clear does price enter. Sometimes better cover costs less; sometimes your existing deal is the one to keep.
Free Review
Request your cover quality review
Takes about a minute. A specialist will call you to talk through the findings — no obligation.
Review request received!
Thanks — a specialist will be in touch to talk through your cover, usually within a few working days.
FAQs