Insurance for Trades & Construction
Self-employed trades get no sick pay and face real physical risk. We specialise in cover for manual and high-risk trades.
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Trades & Construction Professions We Cover
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Go Deeper
In-Depth Trades & Construction Guides
Plain-English guides to the cover decisions that matter in your line of work.
📖 Electrician guide
Electrician insurance essentials, explained📖 Plumber guide
Plumber insurance essentials, explained📖 Roofer guide
Roofer insurance essentials, explained📖 Scaffolder guide
Scaffolder insurance essentials, explained📖 Bricklayer guide
Bricklayer insurance essentials, explained📖 Carpenter / Joiner guide
Carpenter / Joiner insurance essentials, explainedKey Considerations
What Trades & Construction Workers Should Think About
Manual trades depend entirely on physical ability — and the self-employed have no safety net.
No sick pay
Self-employed and CIS trades earn nothing when off work.
Working at height
Falls are a leading cause of serious, long-term injury.
Manual strain
Backs, joints and hands take a career-long battering.
Lost work
Time off means cancelled jobs and reputational risk.
FAQs
Common Questions
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What cover are you interested in? (Select all that apply)
🛡️ Life Insurance
Lump sum for your family if you die
💷 Income Protection
Replace up to 70% of income if ill
❤️🩹 Critical Illness
Lump sum on diagnosis
🏠 Mortgage Protection
Clear your mortgage if you die
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