Whether you're a nurse, plumber, freelancer, or HGV driver — we match you with the right life insurance and income protection at the best possible rate.
We cover over 500 UK professions — including many insurers typically refuse or overcharge. Type below to find yours.
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Why Choose a Specialist
Three things a price comparison site will never show you.
Two policies at the same premium can differ substantially in the conditions they cover and the wording that decides a claim. We compare cover quality first, price second.
How we compare →A newer policy can gain you better definitions — and silently drop conditions your old one covers. We show you the gains and the losses before you decide.
The honest switching guide →Get a free plain-English review of your existing policy — what it does well, where it's weak, and whether it's worth keeping. Often the answer is yes.
Get my free cover review →What We Cover
We search the whole UK market to find cover that fits your job, your income, and your family.
A lump sum paid to your family if you die. Essential for anyone with a mortgage, dependants, or financial commitments.
Replaces up to 70% of your income if you're too ill or injured to work — vital for the self-employed and contractors.
A tax-free cash lump sum on diagnosis of a serious illness such as cancer, heart attack, or stroke.
Ensures your mortgage is paid off if you die or become seriously ill — keeping your family in their home.
Pays a regular monthly income to your family instead of a lump sum — easier to budget for long-term needs.
Skip NHS waiting lists and get fast access to specialists, diagnostics, and treatment when you need it most.
Income protection rebuilt for the self-employed — waiting periods from day one, designed for trades, drivers and sole traders with no sick pay.
Your Profession
Many insurers penalise manual workers, the self-employed, and high-risk roles. We specialise in finding you the best deal regardless of what you do.
Get Your Quote
No spam. No pressure. A specialist UK broker will call you within one working day.
What type of cover are you looking for? (Select all that apply)
Lump sum for your family if you die
Replace up to 70% of your income if ill
Lump sum on diagnosis of serious illness
Pay off your mortgage if you die
Thank you, . A specialist broker will call you within one working day to discuss your options with no obligation.
Check your email for a confirmation.
Why Choose Us
We don't just sell policies — we find the right cover for your specific occupation, income, and family situation.
We compare policies from every major UK insurer, not just a selected panel — so you always get the best available deal.
Manual workers, high-risk roles, and self-employed professionals are often refused or overcharged. We know which insurers treat you fairly.
Diabetes, mental health, back problems — we have relationships with insurers who specialise in impaired lives cover.
All our advisors are UK-based, fully qualified, and paid a salary — not commission — so they recommend what's right for you.
Most clients are quoted within 24 hours. Many policies can be placed the same week with no medical required.
We are authorised and regulated by the Financial Conduct Authority. Your enquiry is handled in strict confidence.