📖 Solicitor Guide
The Solicitor’s Guide to Income Protection
A high income is only secure while you can work. For partners and the self-employed, that is the whole point.
Get a Free Quote →The protection conversation splits along employment lines. An employed solicitor has some occupational cover to lean on; an equity partner or self-employed barrister has none, and the household income rests entirely on their continued ability to work. The cover should reflect which camp you are in.
For higher earners, index-linking and a properly sized benefit matter more than headline price.
Quick Answers
Solicitor Cover — Quick Questions
Do partners and barristers get sick pay?
No — as self-employed professionals there is no employer behind you, which is why income protection sits near the top of the list.
How much of a legal income can be covered?
Typically up to around 70% of earnings, tax-free on a personal plan, which on a strong income is a substantial monthly benefit.
Is stress-related absence claimable?
With the right policy, yes — relevant in a profession known for pressure and long hours.
Should life cover be arranged at the same time?
Often, yes — large mortgages and family commitments make it the sensible companion to income protection, and we can quote both together.
Good to know: This guide is general information to help you weigh up your options — it is not personal financial advice. Cover, premiums, exclusions and any tax treatment depend on your individual circumstances and the insurer’s assessment. Life Insurance For Me is a trading style of More Than Money Ltd, authorised and regulated by the Financial Conduct Authority (FRN 1047044). See our regulatory information.
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Reviewed by the LifeInsuranceForMe advice team · Last updated · FCA authorised, FRN 1047044