📖 Delivery Driver Guide
The Delivery Driver’s Guide to Income Protection
The app does not pay you when you are injured. This is how to build your own safety net cheaply.
Get a Free Quote →Gig driving offers flexibility and almost no protection. Amazon Flex, Evri, DPD, courier work — the platform stops paying the moment you stop driving, and Statutory Sick Pay does not apply to the self-employed. That leaves a gap most drivers do not realise is there until they need it.
The good news is that meaningful cover can start at just a few pounds a month, scaled to a variable income.
Quick Answers
Delivery Driver Cover — Quick Questions
Can gig drivers even get income protection?
Yes. Whether you drive for an app or run your own round, we base the benefit on your real earnings — and with no sick pay, it is genuinely valuable.
My earnings swing about — how is that handled?
We average them out to land on a realistic, claimable figure rather than guessing high or low.
Will points on my licence stop me getting covered?
Usually not. Disclose them and we will find an insurer that takes a sensible view.
How little can it cost?
Cover can start from around £9 a month, which is why we rate it as one of the easier wins for self-employed drivers.
Good to know: This guide is general information to help you weigh up your options — it is not personal financial advice. Cover, premiums, exclusions and any tax treatment depend on your individual circumstances and the insurer’s assessment. LifeInsuranceForMe is an FCA-regulated insurance broker; speak to us for a recommendation tailored to you.