Professions & Trades Insights
How specific jobs are underwritten — pilots, drivers, police, forces, farmers and the trades — and the cover that fits each.
7 articles in Professions & Trades
Farmers: one of the UK's most dangerous jobs, and the cover that fits it
Agriculture consistently records one of the highest fatal injury rates of any UK industry. The insurance market has noticed.
Read →Roofers and working at height: why comparison sites say no
There is a height above which most automated insurance journeys simply stop. Nobody tells you where it is.
Read →Armed forces life insurance: what standard policies exclude
Most standard life policies contain clauses that were written with serving personnel in mind — and not in their favour.
Read →HGV drivers: the medical, the licence and the cover that fits
For professional drivers the career-ending event is usually medical, not mechanical. Very few policies are set up for that.
Read →Life insurance for pilots: the Class 1 medical question
For most people the career risk is illness. For pilots it is the medical certificate — and that changes which product actually protects you.
Read →Life Insurance for NHS Doctors: Why Your Death in Service Benefit May Not Be Enough
NHS doctors have a death grant built into their pension scheme — but for most with a mortgage, young children, and a high-income household, the gap between what the scheme provides and what the family actually needs is substantial.
Read →Life Insurance for Police Officers in the UK: What Your Pension Scheme Doesn't Tell You
Police officers carry a level of personal risk that most occupations simply don't. The pension scheme provides a base level of cover — but for many officers, particularly those mid-career, the gap between what the scheme pays and what the family actually needs is significant.
Updated 6 October 2026Read →