Market & Regulation Insights
Trends in the UK protection market, FCA regulation and how underwriting technology is changing.
5 articles in Market & Regulation
What's Changed in UK Life Insurance in 2026: A Plain-English Update
The UK life insurance market doesn't change dramatically from year to year — but 2026 has brought several developments worth understanding, whether you already have cover or you're looking to arrange protection for the first time.
Read →Income protection is the product more UK workers are finally buying
For years it was the protection product people skipped. In 2026 income protection is quietly having its moment.
Updated 6 October 2026Read →Consumer Duty and protection: what 'fair value' means for you
The FCA's Consumer Duty has quietly reset the standard the whole industry is measured against. Here is the customer's-eye view.
Updated 6 October 2026Read →The UK protection gap: why millions are still underinsured in 2026
Britain is chronically underinsured against death and long-term illness. The gap is narrowing — slowly — but it is still very real.
Updated 6 October 2026Read →AI and digital underwriting: faster, fairer protection decisions
Getting covered used to mean weeks of forms and medicals. In 2026, a growing share of applications get a decision in minutes.
Updated 6 October 2026Read →